Terms and Conditions


Terms & Conditions

By signing up for our services, you agree to comply with and be bound by these Terms and Conditions.

Overview

The terms “we”, “us”, “our”, and “Talk Time” refers to Talk Time, obrt za poduke i druge usluge, a company domiciled in Croatia. The terms “Customers”, “you”, and “your” refers to customers and any other users of our services. The term “Services” includes our training programs (hereinafter “Programs“) as well as the use of our members-only Internet platform, (hereinafter “Site“) and any other products provided by Talk Time.

Use of the Services

In order to use the Services, you must be at least 18 years old and have the necessary authority to agree to these Terms and Conditions. We reserve the right to modify any information provided, regardless of its source (hereinafter “Content”) without prior notice. We do not guarantee that the Content is accurate, complete, reliable, current, or error-free. Talk Time assumes no liability for any inaccuracies, errors, or omissions in the Content. Sigrun is domiciled in Croatia. Content may not be appropriate or legal outside Croatia. If you access the Site from outside Croatia, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

Order of Services

We endeavour to describe and display our Services accurately. While we aim for accuracy, the Site may contain inaccuracies or errors, which we reserve the right to correct. We may refuse or cancel orders with incorrect pricing. We will email you to confirm the placement of your order and provide details concerning the delivery of the Services or products. In the event that there is an error in this email confirmation, it is your responsibility to notify us immediately.

Refusal of Services

We reserve the right to refuse service to anyone, at any time, for any reason, without explanation. An order is not considered accepted by us until payment has been processed. We may alter or discontinue any aspect of the Services, fulfilling our previous commitments to you, based on your payment.

Account Creation

In order to use the Services, you may need to provide information about yourself, including your name, email address, and other contact details. You agree to provide only accurate, correct, and up-to-date registration information. Impersonation or using an email address other than your own is prohibited. Your account must not be used for illegal or unauthorized purposes, and you must comply with the laws of your jurisdiction and Croatia when using the Services.

Lawful Purposes

You may use the Services for lawful purposes only. You are responsible for all purchases made by you or on your behalf through Talk Time. You agree to use the Site and to purchase Services and any other products for legitimate, non-infringing purposes only. You are prohibited from posting or transmitting any content through the Site that infringes on the rights of others or is unlawful.

Cancellations, Refunds & Returns

Purchases of Services and products are not eligible for a refund. Access to purchased Services and products is valid for the period for which fees have been paid, without extension. Any bonuses offered are non-refundable and can be cancelled at any time.  Talk Time's programs are non-refundable. By signing up for a payment plan for these Programs, you are obliged to finish your payment plan. If you pay for Services under a payment plan, you remain responsible for completing all scheduled payments until the outstanding balance is settled.

Force Majeure

In the event of a delay or failure due to causes beyond our reasonable control, including but not limited to acts of God (“Force Majeure“, e.g., explosions, floods, fires, or accidents, wars, terrorism, civil disturbances, import or export regulations, embargoes, or pandemics), we will notify you as soon as practicable stating what has been cancelled or delayed. If a Force Majeure event continues for more than 60 days, we may terminate the contract with immediate effect. We are not liable for damages arising from non-delivery due to causes beyond our reasonable control.

Materials You Submit to the Site

You shall not submit or otherwise make available on the Site any artwork, photos, or other materials (hereinafter “Materials”) protected by copyright, trademark, or other intellectual property rights without the express written permission of the owner of the rights. The burden of determining whether Materials are protected rests entirely with you. You shall be liable for any damage resulting from any infringement of copyrights, trademarks, or other intellectual property rights, or any other harm resulting from such a submission. For all Materials submitted to the Site, you automatically warrant that you have the authority to use and distribute the Materials and that the use or display of the Materials will not violate any laws, rules, regulations, or rights of third parties. In the event that Sigrun is held liable by a third party for infringement of any material submitted by you, you shall indemnify Sigrun in full. The indemnification includes the assumption of any legal fees incurred by Talk Time as well as any intervention in a dispute.

Intellectual Property

Rights to Your Materials We claim no intellectual property rights to Materials you provide to Talk Time. You retain copyright and any other rights you may rightfully hold in any content that you submit through the Site or Service. By posting Materials on the Site, you grant us a worldwide, non-exclusive, irrevocable licence to use the Materials for promotional, business development, and marketing purposes. You also acknowledge that other Customers may use the material uploaded by you for their own purposes. In this case, you exempt Talk Time against any legal claims, but address your claims directly to the infringer.

Our Intellectual Property

The Services contain material and intellectual property owned by Talk Time, including trademarks, copyrights, proprietary information, and other intellectual property. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in any way exploit in any format whatsoever any material and intellectual property, in whole or in part, without our prior written consent. You are also not permitted to copy our training programs and services by offering the same or similar training and services to third parties. We reserve the right to immediately remove you from the Services, without refund, if we suspect that you violate our intellectual property.

Confidentiality and Data Protection

Information shared in the context of the Services is not confidential and may be seen by other Customers.  Please note that coaching calls, webinars, and other audio or visual Services may be recorded and can be used in the future by Talk Time for business and promotional materials or in connection with the sale of any Services or products, unless you specifically request otherwise. If you would like to make such a request, please send an email to [email protected]

Warranty and Liability

Talk Time delivers her Services with professional diligence; however, it is important to understand that Talk Time does not guarantee success or specific outcomes. Talk Time is not liable for advice or financial or economic loss. You acknowledge that results may differ from person to person and are dependent on many factors (like level of dedication). Any liability in connection with the Services is completely excluded. The exclusion of liability applies to both direct and indirect damages. Liability for intent and gross negligence remains reserved. Sigrun is also not liable for service failures due to Force Majeure and unauthorised actions by third parties (hacker attacks etc.). In jurisdictions where our exclusion of liability is not legally enforceable, our liability shall be limited to the maximum extent permitted by law. Specifically, in such cases, our liability will be confined to the total fees paid by you for the Services purchased from us that are directly related to the claim.

Survival of Provisions

The provisions of these Terms and Conditions remain applicable beyond the end of the contract. This includes, in particular, the provisions on intellectual property, including the provisions on the Materials, the provisions on liability, and the provisions on the applicable law and the place of jurisdiction.

Notices

All notices, requests, demands, and other communications under these Terms and Conditions shall be in writing and shall be made either via email or postal mail and sent to: [email protected]
Talk Time, obrt za obuke i druge usluge Filipovićeva 31 10000 Zagreb Croatia  

Electronic Communications

When you visit the Site or send emails to Talk Time, you are communicating with us through electronic means. You grant your consent to receive such communications. We will mainly communicate with you by email or by posting notices on the Site. We also may communicate with you through messenger services, Facebook groups, or any forms of social media. You agree that all agreements, notices, disclosures and other communications that we transmit to you through electronic means satisfy any legal requirements that would apply if such communications were in writing.

Severability

If any term, provision, covenant, or condition of these Terms and Conditions is held by a court of competent jurisdiction to be invalid, void, or unenforceable, the rest of these Terms and Conditions shall remain in full force and effect and shall in no way be affected, impaired, or invalidated. The provision declared invalid, void or unenforceable shall be replaced by a valid provision that corresponds as closely as possible to the meaning of the original provision. 

Amendments to Terms and Conditions

Talk Time may amend these Terms and Conditions at any time. Changes will be communicated appropriately. Unless you object within 30 days of notification, amendments are considered accepted. The latest version of these Terms and Conditions is available on our main website (talktimecro.com). Should you choose to object to amendments, your objection will be deemed as an extraordinary termination of the Services. Services provided up to the termination will not be eligible for a refund.

Applicable Law and Place of Jurisdiction

The contractual relationship between the parties shall be governed by Croatian law. The exclusive place of jurisdiction shall be the registered place of business of Talk Time.

Last updated: October 12, 2024